2023 Rules
Here are the 2023 Rules of ITIC. They are designed to be used as an electronic document and if you are viewing the interactive pdf and you click on a link (blue text and underlined) you can go back to your previous position in the document in two ways*:
Option 1
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Option 2
Right click when your cursor is on the tool banner and click Show Page Navigation Tools and tick Previous View the back button will appear in the tool bar
*Please note: in order to be able to navigate ITIC's Rules 2023 in this manner you must have downloaded a copy of the Rules.
2023 Rules amendment explanation
2022 Rules
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Here are the 2022 Rules of ITIC. They are designed to be used as an electronic document and if you are viewing the interactive pdf and you click on a link (blue text and underlined) you can go back to your previous position in the document in two ways*:
Option 1
Alt / left arrow will take you back to the previous view
Option 2
Right click when your cursor is on the tool banner and click Show Page Navigation Tools and tick Previous View the back button will appear in the tool bar
*Please note: in order to be able to navigate ITIC's Rules 2022 in this manner you must have downloaded a copy of the Rules.
2022 Rules amendment explanation
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As a result of the Russia-Ukraine conflict the ITIC board of directors have reviewed the provisions within the ITIC rules regarding both sanctions and the ability to terminate a member’s entry with ITIC.
ITIC’s current Rule 13.32 provides that there would be no cover if ITIC is at risk of breaching the sanctions described in that rule, which are limited to the EU, UK and USA. A number of other countries have their own sanctions regimes. Accordingly, it was felt that the sanctions clause needed to be widened. There is a further widening of Rule 13.32 to allow ITIC to suspend or terminate cover if ITIC is exposed to or at risk of being exposed to sanctions, prohibitions or adverse actions. In addition it was felt that new provisions should be included within the ITIC Rules which would allow ITIC to suspend or terminate cover in the event that a situation arises which the Directors believe could cause reputational damage to ITIC. Finally, a new automatic cesser of insurance has been added if a member becomes subject to sanctions, prohibitions or restrictions of the UK, USA, EU or UN. Details have been provided in the above ITIC Rules amendment explanation document.
2021 Rules
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Here are the 2021 rules of ITIC. They are designed to be used as an electronic document and if you are viewing the interactive pdf and you click on a link (blue text and underlined) you can go back to your previous position in the document in two ways*:
Option 1
Alt / left arrow will take you back to the previous view
Option 2
Right click when your cursor is on the tool banner and click Show Page Navigation Tools and tick Previous View the back button will appear in the tool bar
*Please note: in order to be able to navigate ITIC's Rules 2021 in this manner you must have downloaded a copy of the Rules.
2021 Rules amendment explanation
Download the 2021 Rules amendment explanation
ITIC Rules have provided a consistent policy wording that is well known to members and their insurance brokers. The 2021 edition of the Rules does not represent a significant departure from the cover in the 2017 Rules. However, in line with market practice ITIC’s reinsurers have required additional exclusions in relation to Coronavirus and cyber attacks. The need to incorporate these exclusions into the Rules has given rise to the issue of a 2021 edition. At the same time, some further amendments have been made where it was felt that, while not altering the cover, greater clarity could be provided. Details have been provided in the above ITIC Rules amendment explanation document.
2008 - 2017 Rules
2008 Rules
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2012 Rules
2012 Rules
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2017 Rules
2017 Rules
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Here are the 2017 rules of ITIC. They are designed to be used as an electronic document and if you are viewing the interactive pdf and you click on a link (blue text and underlined) you can go back to your previous position in the document in two ways*:
Option 1
Alt / left arrow will take you back to the previous view
Option 2
Right click when your cursor is on the tool banner and click Show Page Navigation Tools and tick Previous View the back button will appear in the tool bar
*Please note: in order to be able to navigate ITIC's Rules 2017 in this manner you must have downloaded a copy of the Rules.
