Règles et termes

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Règles

Ces conditions générales constituent la base des polices d'assurances des membres d'ITIC.

Les conditions générales 2012 et 2008 sont disponibles en chinois, français, italien et espagnol. Cependant, les traductions sont à titre purement informatif et vous ne devriez pas vous fonder sur celles-ci pour toute assurance fournie par l'ITIC.

2022 Rules

Download the French translation

Download the English translation

Download the German translation

Download the Chinese translation

Download the Spanish translation

Here are the 2022 Rules of ITIC. They are designed to be used as an electronic document and if you are viewing the interactive pdf and you click on a link (blue text and underlined) you can go back to your previous position in the document in two ways*:

Option 1
Alt / left arrow will take you back to the previous view

Option 2
Right click when your cursor is on the tool banner and click Show Page Navigation Tools and tick Previous View the back button will appear in the tool bar

*Please note: in order to be able to navigate ITIC's Rules 2022 in this manner you must have downloaded a copy of the Rules.

2022 Rules amendment explanation

Download the 2022 Rules amendment explanation

Download the Chinese translation

As a result of the Russia-Ukraine conflict the ITIC board of directors have reviewed the provisions within the ITIC rules regarding both sanctions and the ability to terminate a member’s entry with ITIC.

ITIC’s current Rule 13.32 provides that there would be no cover if ITIC is at risk of breaching the sanctions described in that rule, which are limited to the EU, UK and USA. A number of other countries have their own sanctions regimes. Accordingly, it was felt that the sanctions clause needed to be widened. There is a further widening of Rule 13.32 to allow ITIC to suspend or terminate cover if ITIC is exposed to or at risk of being exposed to sanctions, prohibitions or adverse actions. In addition it was felt that new provisions should be included within the ITIC Rules which would allow ITIC to suspend or terminate cover in the event that a situation arises which the Directors believe could cause reputational damage to ITIC. Finally, a new automatic cesser of insurance has been added if a member becomes subject to sanctions, prohibitions or restrictions of the UK, USA, EU or UN. Details have been provided in the above ITIC Rules amendment explanation document.

2021 Rules

Download the 2021 Rules

Download the Chinese translation

Download the French translation

Download the German translation

Download the Spanish translation

Here are the 2021 rules of ITIC. They are designed to be used as an electronic document and if you are viewing the interactive pdf and you click on a link (blue text and underlined) you can go back to your previous position in the document in two ways*:

Option 1
Alt / left arrow will take you back to the previous view

Option 2
Right click when your cursor is on the tool banner and click Show Page Navigation Tools and tick Previous View the back button will appear in the tool bar

*Please note: in order to be able to navigate ITIC's Rules 2021 in this manner you must have downloaded a copy of the Rules.

2021 Rules amendment explanation

Download the 2021 Rules amendment explanation

ITIC Rules have provided a consistent policy wording that is well known to members and their insurance brokers. The 2021 edition of the Rules does not represent a significant departure from the cover in the 2017 Rules. However, in line with market practice ITIC’s reinsurers have required additional exclusions in relation to Coronavirus and cyber attacks. The need to incorporate these exclusions into the Rules has given rise to the issue of a 2021 edition. At the same time, some further amendments have been made where it was felt that, while not altering the cover, greater clarity could be provided. Details have been provided in the above ITIC Rules amendment explanation document.

2017 Rules

Télécharger la version anglaise

Télécharger la version chinoise

Vous trouverez ci-joint les règles d’ITIC de 2017. Ces règles sont faites pour être utilises sous format électronique et lorsque vous les regardes dans le pdf interactif et cliquez sur le lien (texte en bleu et surligne), vous pouvez retourne à la page précédente de deux manières différentes:

Option 1
Alt/fleche de gauche et cela vous renverra a la page précédente

Option 2
Clique droit lorsque le curseur de la souris se trouve sur la barre d’outils et choisissez “show page navigation tools”. Veuillez cocher “previous view” et le bouton retour apparaitra à la barre d’outils (Veuillez également trouver la capture d’écran).