What does ITIC look for in an aviation risk?

A well-presented, completed proposal form and an up to date CV.

As an insurer of liabilities arising out of the mistakes made by an individual or a company, as part of our underwriting considerations we will naturally form a view as to your professionalism. First impressions count, and these are often based on a completed proposal form. A neat and well-presented proposal form with complete answers is often a strong indicator of the standards set by you. Furthermore, tell us about your background. If we can see that you are now consulting on a particular aspect of aviation in which you have already spent some 20 years working, we will look on your application far more favourably than someone with little or no experience!

A detailed description of your professional activities.

ITIC will be covering you for claims which will arise following your provision of professional services. A PI insurer who doesn’t understand what their assured does, doesn’t understand the business or what they are insuring. If you are an aircraft manager, CAMO, surveyor or charter broker, we can send you an additional form which will tell us everything we need to know. For everybody else, a short paragraph with a description of your activities is helpful. We can let you know if we need to ask further questions.

Confirmation as to whether you hold an AOC.

If you are holding an AOC, we know that you are also the policyholder of an aviation hull and liability policy. It tells us that we may be able to exclude death, bodily injury or property damage claims from the professional indemnity policy, which will avoid double insurance and help to keep the premium down.

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